LAST UPDATED: February 2026
These Terms and Conditions govern all transactions, communications, and relationships between GOLD IN GHANA, a company registered and operating under the laws of the Republic of Ghana with its principal place of business in Accra, and any buyer, counterparty, or visitor to our operations.
1. Introduction and Scope These terms constitute the entire agreement for the sourcing and export of gold from Ghana. By engaging with GOLD IN GHANA, you acknowledge that you have read, understood, and agreed to be bound by these provisions. Our operations are conducted within the framework of Ghanaian law, and these terms reflect the practical realities of the physical gold trade.
2. Nature of Services GOLD IN GHANA is a physical gold sourcing and export company. We purchase gold from licensed mining operations and approved local sellers who are duly registered with the Minerals Commission of Ghana. We aggregate this material, facilitate independent assay, secure all necessary export permits, and prepare shipments for international buyers. We do not trade paper gold, offer financial instruments, or guarantee future supply.
3. Eligibility of Buyers To engage in a transaction, a buyer must be a legally constituted entity capable of entering into a binding commercial contract under its own jurisdiction and must possess the necessary licenses or authorizations to import gold in its country of destination. GOLD IN GHANA reserves the right to conduct due diligence on any prospective buyer to ensure compliance with Ghanaian and international regulations.
4. Regulatory Compliance and Lawful Sourcing All gold sourced by GOLD IN GHANA originates exclusively from producers holding valid mineral rights granted under the Minerals and Mining Act, 2006 (Act 703) and its subsequent amendments. We operate under the oversight of the Minerals Commission, the Precious Minerals Marketing Company (PMMC), and the Bank of Ghana. Every transaction is structured to comply fully with Ghana’s export control and customs framework, which mandates government oversight of all gold exports
.
5. Gold Quality, Assay, and Verification The quality and purity of gold are determined through independent fire assay conducted by an accredited laboratory in Accra, such as SGS or Bureau Veritas. The results of this assay are final and binding for the purposes of valuation and settlement. All material is verified at its source, and a chain-of-custody is maintained from the point of collection through to export.
6. Pricing, Quotations, and Market Variability All quotations for gold are based on the London Bullion Market Association (LBMA) spot price at the time of assay and are subject to change without notice due to market volatility. A quotation is not a firm offer until a formal sales agreement is executed. The final price is calculated based on the assay result and the prevailing market rate at the time of settlement.
7. Payment Terms and Settlement Payment for all gold shipments must be made in full, in freely convertible currency, via irrevocable and confirmed bank wire transfer to a designated account in Ghana. Shipment will only be released upon confirmed receipt of cleared funds. All bank charges are the responsibility of the buyer.
8. Risk Disclosure The trade in physical commodities carries inherent risks, including but not limited to logistical delays, regulatory changes, and market price fluctuations. Title and risk of loss for the gold pass to the buyer upon successful completion of assay and sealing of the consignment in Accra, prior to dispatch.
9. Export Permits and Documentation GOLD IN GHANA is responsible for securing all export permits and documentation required by Ghanaian authorities, including those from the PMMC and the Bank of Ghana
. We will provide the buyer with copies of all relevant documents, including the assay certificate, export license, and certificate of origin, to facilitate customs clearance at the destination port.
10. Limitation of Liability GOLD IN GHANA’s liability is strictly limited to the value of the specific gold consignment in question. We shall not be liable for any indirect, incidental, or consequential damages arising from a transaction, including lost profits or market losses. Our obligation is to deliver the physical gold as verified by assay and documented for export.
11. Confidentiality Both parties agree to keep all non-public information related to their transactions confidential and to use such information solely for the purpose of fulfilling their obligations under this agreement.
12. Force Majeure Neither party shall be liable for failure to perform its obligations if such failure is caused by events beyond its reasonable control, including acts of government, war, natural disaster, or other force majeure events as recognized under Ghanaian commercial law.
13. Intellectual Property All content on our website and in our communications, including but not limited to text, graphics, and logos, is the property of GOLD IN GHANA and is protected by intellectual property laws.
14. Amendments to Terms GOLD IN GHANA reserves the right to amend these Terms and Conditions at any time. The updated terms will be posted on our official website, and your continued engagement constitutes acceptance of the revised terms.
15. Governing Law and Dispute Jurisdiction These Terms and Conditions are governed by and construed in accordance with the laws of the Republic of Ghana, including the 1992 Constitution and the principles of contract law as applied in Ghanaian courts Any dispute arising from these terms or a transaction shall be subject to the exclusive jurisdiction of the courts of Ghana.
16. Contact and Company Identification For all inquiries regarding these terms or our services, please contact us at our office in Accra, Ghana. Our company is registered with the Registrar-General’s Department of Ghana and operates under a license issued by the Minerals Commission.